Medicare Supplement

Medigap Plan B

Medigap Plan B is a standardized Medicare Supplement policy that helps cover costs left behind by Original Medicare (Parts A and B).

It includes core benefits such as coverage for the Part A deductible, Part A coinsurance, and hospice care, making it a solid option for those who want stronger inpatient coverage while keeping out-of-pocket expenses more predictable.

Medigap Benefit

Plan B

Part A - Coinsurance and Hospital Costs

Up to an additional 365 days after Medicare benefits are used

100%

Part B coinsurance or copayment

100%

Blood benefit (first 3 pints)

100%

Part A Hospice Care Coinsurance or Copayment

100%

Skilled Nursing Facility Care Coinsurance

Part A Deductible

100%

Part B Deductible

Part B Excess Charge

Foreign travel emergency

Up to plan limits

Out-of-pocket limit**

N/A

The chart above shows basic information about the different benefits Medigap policies cover

100% = the plan covers 100% of this benefit
X = the plan doesn’t cover this benefit
% = the plan covers that percentage of this benefit and you’re responsible for the rest
N/A = not applicable

The Medigap policy will only pay your coinsurance after you’ve paid the deductible (unless the Medigap policy also covers your deductible).