Important disclosure: This is an educational quoting tool only. The premium shown is an estimate based on the information selected and should not be treated as a final quote or offer of coverage. Final rates, benefits, eligibility, underwriting approval, discounts, available options, and policy issuance must come directly from the insurance carrier. The household discount is only an estimate and generally requires the applicant to be living with another person over the age of 18. This is a limited benefit hospital indemnity policy and is not Medicare Supplement insurance, Medicare Advantage, major medical insurance, or a replacement for comprehensive health coverage. Benefits, exclusions, limitations, and availability may vary.