Plan G offers comprehensive coverage, including Medicare Part B excess charges.
This plan does not cover the Medicare Part B deductible.
Up to an additional 365 days after Medicare benefits are used
Up to plan limits
Note: Plans F and G also offer a high‑deductible plan in some states. You must pay for Medicare‑covered costs (coinsurance, copayments, and deductibles) up to the deductible amount of $2,950 in 2026 before your policy pays anything.
The chart above shows basic information about the different benefits Medigap policies cover
The Medigap policy will only pay your coinsurance after you’ve paid the deductible (unless the Medigap policy also covers your deductible).